Terms and Conditions

Terms & Conditions

Effective Date: 2025
Modest Financial Group LLC
1175 NE 125th St Ste 217, North Miami, Florida, US, 33161
Contact: +1 954-440-7340 | [email protected]

These Terms & Conditions (“Terms”) govern your interactions with Modest Financial Group LLC (“Company,” “we,” “our,” or “us”), including receiving marketing communications, appointment confirmations, and service information through SMS, email, or other digital channels. By engaging with our services or opting into communications, you agree to these Terms.


1. Consent to Communications

By providing your contact information, you:

Authorize us to send you appointment reminders, confirmations, service updates, and promotional offers.

Confirm that the phone number or email belongs to you and you have authority to grant consent.

Standard messaging and data rates may apply.


2. Opt-Out Options

You may opt out of promotional messages at any time by:

Replying STOP to SMS messages

Clicking unsubscribe in marketing emails

Contacting us directly

Service-related communications (such as appointment notifications) may still be sent as needed.


3. User Responsibilities

You agree not to:

Provide false or unauthorized contact information

Interfere with or misuse our communication systems

Attempt unauthorized access to our data, systems, or technology


4. Intellectual Property

All branding, logos, content, messaging templates, and digital materials are owned by Modest Financial Group LLC and may not be copied, reproduced, or distributed without written permission.


5. Disclaimer of Warranties

Our communications and marketing services are provided “as is” and without warranties, including:

Accuracy, completeness, timeliness of information

Uninterrupted or error-free delivery of messages

We are not responsible for missed communications due to carrier delays, spam filters, or user device issues.


6. Limitation of Liability

To the maximum extent permitted by law:

We are not liable for indirect, incidental, consequential, or punitive damages

Our liability, if any, is limited to the amount you paid us for services related to the claim (if applicable)


7. Privacy Protection

Personal information is processed in accordance with our Privacy Policy, compliant with GDPR and CCPA standards. By using our services, you acknowledge and accept our data practices.

Privacy Policy Link: (You may insert your link once live)


8. Governing Law

These Terms are governed by the laws of the State of Florida and applicable federal laws of the United States. Any disputes will be resolved in courts located within Miami-Dade County, Florida.


9. Changes to Terms

We may update these Terms from time to time. Changes take effect upon being posted with an updated Effective Date above.


10. Contact Information

For any questions about these Terms:

Email: [email protected]

Phone: +1 954-440-7340

Address: 1175 NE 125th St Ste 217, North Miami, Florida, US, 33161

Copyright © 2025 | Modest Financial Group LLC | All rights reserved.